Croatia 2026 — motorway tolls, and no vignette at all
This is the first thing drivers get wrong on the way to the Adriatic: there is no vignette to buy in Croatia. You pay for the section you actually drive, at a barrier.
How it works
A closed system. You take a ticket at the entry ramp, hand it in at the exit and pay for the distance actually driven and for your vehicle category. The operator calculates it as the distance between the two toll points multiplied by the per-kilometre rate for your group.
An ordinary car is category I: two axles, up to 1.90 m high. Above 1.90 m with a maximum authorised mass of 3,500 kg you are in category II, where the rate is higher. Category II also covers a category I vehicle towing a trailer — regardless of how many axles the trailer has or how high it is. Because the threshold is measured in height, a roof box that takes you over 1.90 m puts you in the higher category too. It is better to know that before the barrier than at it.
HAC, Toll Tariff Rulebook categories, read 2 October 2026.
What you can pay with
Cash, cards — Diners, Mastercard, Maestro, Visa, plus the INA card and the MOL Group card — or an ETC (ENC) device. Tariffs are in euro and include VAT, so there is no exchanging to do. HAC, read 2 October 2026.
ENC: when it is worth it
ENC is a device on the windscreen. Holders do not take a ticket and use a dedicated lane — in peak season that is often worth more than the discount itself, because barrier queues can build up. Note that at peak load HAC reserves the right to turn ETC lanes into combined lanes, so the dedicated lane is not an absolute guarantee.
The numbers, from the operator:
- pre-paid (subscription): a 21.74 % discount at each payment to the ETC account
- minimum payment 20.00 €, which with the discount amounts to 25.56 € on the account; the device itself is 15.00 €
- the account is tied to one specific vehicle category, and there is no time limit on spending the balance
- seasonal subscription: 33.48 % between 1 November and 31 March, and 21.74 % the rest of the year
HAC, ETC/ENC terms, read 2 October 2026.
For a single summer trip it usually does not pay for itself — you buy the device and top it up first. For two crossings in a season it is worth doing the arithmetic.
One trap: HAC's ENC and BINA-Istra's ENC are two separate systems. The Istrian "Y" is run by Bina Istra and needs its own BINA ISTRA ENC account.
What will my journey cost
We do not print that, and not out of laziness: the rate depends on the pair of entry and exit points, and there are hundreds of combinations. The Croatian motoring club's HAK calculator does it — pick the entry barrier and the exit barrier and it gives you the amount. Reachable, checked 2 October 2026.
Istria: a separate operator
The Učka tunnel plaza on the A8 is a toll point of the Istrian "Y", which is run by Bina Istra with its own ENC account and its own points of sale at the Učka tunnel, Umag and Pula plazas. Bina-Istra, read 2 October 2026.
We do not state here which tunnels and bridges on the Zagreb–Split route are inside the closed-system price or free: this pass could not confirm it from an official page, and the calculator above shows the amount for the exact points you choose.
Where you queue
Croatia has been in Schengen since January 2023. We could not re-verify which plazas back up on which days, so we name none; live road conditions are on the HAK page.
Can you drive round it for free
You can use the ordinary roads instead of the motorway, and on some routes that is a real choice between the toll and a much slower drive. We did not check which roads, so we name none; the toll is only for the section you use.
🔗 Useful links
Updated: 2 October 2026. The vehicle categories, the payment methods and the ENC terms were re-read at the operator on that date. Journey amounts are not printed here — the HAK calculator produces them. Tunnel and bridge status and queue details are not printed because they could not be re-verified.
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